Real Estate Advice: I’ve been waiting a week for my prequal letter. Normal?
It sounds like you’re actually getting a preapproval letter and not a simple prequalification letter. Here’s the difference: Prequalification Letter The prequal letter can be done relatively quickly – you could have this within the hour if the...Home Buyer Tip of the Day: Who chooses the buyer’s lender?
When buying a home, the buyer normallly chooses their own lender. When you buy a home, you should shop lenders and compare their rates. You will decide which lender to go with. If the buyer is purchasing a REO (a property owned by the bank), the bank can not dictate...Two FHA premiums to go up
The upfront insurance premium charged on FHA-insured mortgages for home purchases will increase from 1 percent to 1.75 percent on April 9, and the annual FHA mortgage insurance premiums will rise by one-tenth of a percentage point.The run down on AITDs
All Inclusive Trust Deeds were big in the 80s and 90s. They are starting to see a resurgence today. Bbut there are some major downsides to AITDs that you should be aware of. Here’s a little background on it. In the 80s interest rates reached incredible highs up...Loan Limits Extended
Congress just passed, and the President signed, legislation that extended the loan limits for Fannie, Freddie, and FHA. Conforming loan limits will remain at $729,750 through September 30, 2011.
Amy Cimetta
Property Search
Reviews
Celia Silver
20:38 29 Jul 22
Amy was highly recommended to us by family members to handle the sale of an apartment... building, and from the first visit with Amy, we knew we were in good hands. Amy is a fantastic agent. She’s an absolute professional; exceptionally smart and knowledgeable, and has a delightful personality. Amy is extremely dependable and dedicated, and was very responsive to all of our questions and concerns. Amy did a stellar job negotiating with multiple potential buyers in a very short period of time. She made the entire process go as smoothly and as stress-free as possible. Amy was a pleasure to work with, and we truly appreciate all of her hard work and expertise in getting us a terrific result on our sale. We cannot recommend Amy highly enough to anyone buying or selling a property.read more
Allison Boiles
14:10 04 Jul 22
10/10 (can I give 20/10?!?) would recommend Amy to anyone looking for a home, especially... first-time buyers!! My husband and I were extremely new to the process and overwhelmed at the prospect of purchasing something, but Amy made our lives easier by clearly explaining every step and answering every question. She is reliable and will work hard for you, making herself available on your schedule. She has your back and has such great insight and expertise in this field. Work with Amy! You won’t regret it.read more
JoAnn Noonan
14:11 28 May 22
We are currently in a real estate transaction using Amy .She has been incredibly helpful,... skilled, , stunningly knowledgable as well as patient with questions. She has walked us through each stage , Amy is tremendously easy to work with, .In addition to her expertise, a sense of humor balances her admirable work ethic . For any sticking point in the process she can easily walk you through the pros and cons .In addition to Amy , her referrals for adjunct people ( for us 10:31 company , agent in a different city etc.,) have been spot on - professional helpful look no further people. . I would use her again in a heartbeat.read more
Fabio Semperlotti
18:18 15 Mar 22
Amy is truly an exceptional agent. She is extremely knowledgeable, professional, patient,... very responsive, and truly cares about you and your needs. Never leaves any doubts or questions go unanswered. She helped us buying a home in Redondo Beach in the midst of a very difficult market. We would have not been successful if it wasn't for her tenacity and professionalism. Hands down the best agent we ever worked with.read more
Larry George
20:06 05 Mar 22
Amy has been terrific, helping us buy and sell real estate in the Redondo Beach area. She... is very responsive, high energy, honest, and caring. She also is very charitable and involved in the community. She is highly recommended!read more
Karan Gulati
22:59 15 Oct 20
Amy was awesome. She made buying our home feel very comfortable and safe. She made... herself available when we needed her, went beyond the call of duty to introduce new ideas and follow up on them, and even helped us save money! All while being respectful of our privacy and gentle in her approach. She always put the relationship before the transaction. We were very lucky to have been referred to her!read more
